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If you have been displaced by the wildfires:1. Ask your insurance representative what living expenses you’re entitled to, and for what period of time.2. Keep all receipts for your living expenses, while displaced.
More information provided by Insurance Bureau of Canada (IBC):
Many of our residents are experiencing incurred costs associated with the evacuation order from High Level and surrounding areas. These costs are typically known as Additional Living Expenses in your insurance policy. Most insurance policies will provide coverage for reasonable Additional Living Expenses, for a specified period of time. Each person’s situation is unique, and we encourage you to contact your insurance provider to find out what coverage you have under Prohibited Access by Order for mass Evacuation by a Civil Authority.
Additional Living Expenses covers anything over and above your normal living expenses. When the evacuation order is lifted, the overage of prohibited access ends. If your home is not damaged and the governing authority has given the all clear to return and you choose not to, you will not be eligible for Additional Living Expenses.